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FREQUENTLY ASKED QUESTIONS

Community HealthCare Resources (CHR) is a cooperative organization dedicated to providing free and discounted healthcare services to individuals in need. Our mission is to ensure accessible healthcare while offering opportunities for professionals to serve the community and benefit from student loan forgiveness programs.
Funds raised by CHR are used to support the organization's mission and operations. This includes paying employee wages, covering document filing costs, providing training programs, and facilitating communication efforts to raise awareness among patients and potential employees. Additionally, the funds help cover necessary administrative functions to ensure the smooth operation of the organization. Our 990 is available online for free on GuideStar.com.
Both clinicians and non-clinicians can work at CHR. Clinicians provide direct patient care and contribute to fundraising, while non-clinicians contribute through fundraising and recruitment efforts.
If you are looking to find a participating clinic near you please contact us using the contact form located on our website.
Yes, as a 501(c)(3) nonprofit organization, your donations to CHR are tax-deductible to the fullest extent allowed by law. For specific tax advice or if you have questions about the deduction process, we recommend consulting with a tax professional.

No, CHR welcomes non-clinicians to contribute in a fundraising capacity. While it is beneficial if you can recruit a clinician you know to provide care on your behalf, it is not required. CHR has a network of clinicians who are willing to offer additional care, enabling non-clinicians to participate in furthering the nonprofit’s mission.
Fundraisers are responsible for securing financial support for CHR. This can be achieved through grant writing, soliciting donations, or adjusting pricing at affiliated clinics. Additionally, fundraisers help record and report the value of services provided.
All care services must be documented, including the corresponding CPT codes and the financial value of the services. All care-providing employees are trained on the documentation and reporting process during on-boarding. Reports are submitted by the 15th of each month to ensure transparency and compliance.
The role of Public Health Outreach & Fundraising Coordinator is a full-time position requiring 30 hours per week. However, many of these hours can often be completed alongside your existing professional responsibilities, offering flexibility in scheduling.
Provide Care to Those in Financial Need: As a clinician, you can help by offering essential healthcare services to individuals who cannot afford them, directly supporting CHR’s mission.

Fundraise: Help secure grants and donations to expand our impact.

Recruit Clinicians: Connect healthcare professionals with our network to provide essential services.

Most answers to PFLS related questions can be found here.

Public Service Loan Forgiveness (PSLF) is a U.S. federal program that forgives the remaining balance on Direct Loans for borrowers who:

Work Full-Time for a Qualifying Employer – This includes government organizations (federal, state, local, or tribal) and certain nonprofit organizations.

Make 120 Qualifying Payments – Payments must be made under an income-driven repayment (IDR) plan while working for a qualifying employer.

Have Eligible Loans – Only Direct Loans qualify. Other federal loans, such as FFEL or Perkins Loans, may need to be consolidated into a Direct Consolidation Loan to become eligible.
To track your progress toward the 120 qualifying payments for PSLF:

1. Log in to StudentAid.gov

After enrolling in the PSLF program, log in to your StudentAid.gov account to view your payment progress. You can track the number of qualifying months credited toward your 120 payments.

2. Use the PSLF Help Tool

The PSLF Help Tool on StudentAid.gov is also available to help you track your qualifying payments and verify your progress toward loan forgiveness.

By regularly checking these resources, you can stay informed about your journey to achieving PSLF loan forgiveness.
Federal Direct Loans
Only Federal Direct Loans (Direct Subsidized, Direct Unsubsidized, Direct PLUS, and Direct Consolidation loans) are eligible for PSLF.

If you have other loan types like FFEL or Grad Plus Family they can be consolidated to be eligible for forgiveness.
To verify CHR’s eligibility for the Public Service Loan Forgiveness (PSLF) program, follow these steps:

1. Confirm CHR's 501(c)(3) Status
Visit Guidestar.org and search for Community Healthcare Resources to verify its nonprofit status.

2. Check PSLF Eligibility
Go to StudentAid.gov and search for Employer Eligibility PSLF. Enter CHR’s nonprofit tax ID (85-3604376) to confirm it is an approved PSLF employer.
Yes, there are several other programs, such as Income-Driven Repayment (IDR) Forgiveness, that may help you qualify for loan forgiveness. During your initial interview, if we determine that another program may be a better fit for your situation, we will provide you with resources and guidance on how to pursue those options.

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